We'll Guide You Home
We'll Provide Credit Repair Consultations
Working with Residential Mortgage Services

JGMP (James Greene Mortgage Professional) is a full-service mortgage credit repair consultations provider delivering mortgage origination, servicing, and title credit repair consultations. We implement strategic tools and process transformation to address the mortgage industry’s operational and customer experience challenges.

I am increasing our client’s efficiency, capacity, and customer satisfaction while greatly reducing operational costs and turn times. JGMP is led by mortgage bankers whose focus is to transform and improve our client’s operations.


What Loan Works for You?

Finding a mortgage loan that’s right for you should be easy. But there are often many different programs to choose from, as well as a myriad of ways to structure the loan in terms of the amount, term, payment, rate, closing costs…the list of options may seem endless. We are here to help you make an informed decision. Click below to read about the different loan programs available to you.


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Ready to achieve your home ownership dreams? Mortgage Network makes your home financing experience smooth and stress-free by walking you through every step of the process. Let’s get started!

Conventional Loan Programs

A conventional loan programs offers loan that is not insured or guaranteed by the federal government. It can have a fixed or adjustable rate based on a home buyer’s credit history. Moreover, it requires a down payment of at least 3%. However, the conditions are not always the same for everyone. Other guidelines include: 

Borrower’s loan-to-value ratio (LTV)
The debt-to-income ratio (DTI) credit score
Credit history
Documentation requirements
Conventional loans programs cover loans that are not guaranteed or insured by any government agency and are typically fixed in terms of the terms and rate. About half of all conventional loans are called conforming mortgages because they conform to the guidelines set by Fannie Mae and Freddie Mac. The rest are known as non-conforming mortgage loans and include loan types such as Jumbo Loans and Sub-prime Loans, which are marketed to borrowers with low credit scores. They typically come with higher interest rates and fee.

FHA Loan Programs

Less strict mortgage lending standards and lower down payment requirements make FHA Loan programs popular with many mortgage borrowers. These FHA Loans are insured by the Federal Housing Administration. Unlike a conventional mortgage loan, the borrowers pay the mortgage insurance which protects the lender should the borrower default. Because of the mortgage insurance, the mortgage rates on FHA loans tend to be more attractive. FHA loan programs also have more flexible qualifications than conventional loans.

0% Down FHA Program

  • Don’t have to be a First Time Home Buyer
  • No income restrictions
  • Forgivable 2nd liens to borrowers with incomes up to 115% AMI (Adjusted Median Income.
  • Borrowers with > 115% AMI allowed (2nd lien repayment required)
  • TRUE 100% financing
  • FICO score down to 620
  • 2nd liens up to $10,000
  • No Homebuyer classes required
  • No borrower investment required

Mortgage Brokers

Supports brokers or broking firms with loan origination support. Helps you save loan turn time and maintain profit margins

Mortgage Lenders

Supports end-to-end Loan Officer services that help you save time and costs while giving you a competitive advantage

Non-QM Mortgage Lenders

Supports Non-QM lenders with their loan origination & pre-underwriting. Ensure non-QM loans proceed to funding without obstacles

Our benefits

At JGMP Loan Officer, we want our employee-owners to be happy, healthy, and debt-free! Our unique benefits help our workforce achieve mental and financial health. 

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